I have been in the banking and lending industry for 31 years. While originating loans I have earned top producer awards for many years. I have worked hard to earn the reputation as one of the most respected Loan Officers in the Central Valley.

I pride myself in being there every step of the way. I want to gain trust and confidence in my clients so that I have relationships for life. I enjoy helping my clients not only find the lowest rates and fees for their mortgage loans, but also help each client make the best decisions for their own situation and lives.

I’ve grown up in the Real Estate business learning from the best, my parents, on how to serve the Real Estate Customer. In addition to a lifetime of training, my experience in processing and loan assisting has given me a great foundation as a mortgage loan professional.

I feel extremely fortunate to be a part of the Lending Concepts team. We’re a full-service mortgage broker right here in the valley. Most services are in-house including processing, credit improvement and mortgage planning services. We do it all!

I am bilingual and have been in Mortgage Lending since 1978. During those years, I have held various roles in the Operational Side of Lending. I was a Branch Operation Manager for 16 years. I have experience in processing loans, document drawer and funding and for the past 12 years as a Loan Officer.  I feel with my experience in operations, I understand what is needed and necessary to get loans through efficiently and timely. My goal is to make it the least stressful for my clients.

I am a committed and passionate professional devoting my time and energy to provide excellent service that my clients deserve and expect. I want my clients to be so satisfied with my service that they feel compelled to refer family, friends and their colleagues to me, not by obligation but because of the service that I provided them.

Real Estate and the Mortgage Industry has been ingrained into my life growing up with our family business. My greatest strength is my accessibility to opportunities, my community, and my ability to align them. As a Mortgage Loan Originator, I am brokering the best loan for my borrower and a lender. This is one of the many reasons why I am passionate about being a Mortgage Loan Originator.

Providing education and consulting throughout the entire home buying process or refinancing process, has enabled me to establish strong relationships that are built on a foundation of trust and service. My team and I are committed to providing you with a great experience for your next home financing needs.