I have been in the banking and lending industry for 31 years. While originating loans I have earned top producer awards for many years. I have worked hard to earn the reputation as one of the most respected Loan Officers in the Central Valley.

I pride myself in being there every step of the way. I want to gain trust and confidence in my clients so that I have relationships for life. I enjoy helping my clients not only find the lowest rates and fees for their mortgage loans, but also help each client make the best decisions for their own situation and lives.

I’ve grown up in the Real Estate business learning from the best, my parents, on how to serve the Real Estate Customer. In addition to a lifetime of training, my experience in processing and loan assisting has given me a great foundation as a mortgage loan professional.

I feel extremely fortunate to be a part of the Lending Concepts team. We’re a full-service mortgage broker right here in the valley. Most services are in-house including processing, credit improvement and mortgage planning services. We do it all!